Aramark Services v. Aetna Life Ins

Circuit 5Dec 18, 2025

Split Score

SplitScore: 59/100

Case Summary

Disposition

Affirmed

Aramark sued its third-party administrator, Aetna, for alleged ERISA fiduciary breaches. The Fifth Circuit held that (1) the parties did not "clearly and unmistakably" delegate questions of arbitrability to the arbitrator, so the district court properly decided the issue; (2) Aramark’s claims seek equitable relief and therefore fall within the carve-out from the Master Services Agreement’s arbitration clause; and (3) the district court correctly denied Aetna’s motion to stay and compel arbitration. Accordingly, the judgment was AFFIRMED.

View Full Opinion Document (PDF)

Circuit Split Identified

Legal Issue

Whether monetary ‘make-whole’ or ‘surcharge’ relief against an ERISA fiduciary under 29 U.S.C. § 1132(a)(3) constitutes permissible ‘equitable relief.’

Circuit Positions

Circuit 5(this circuit)

Monetary ‘surcharge’ against an ERISA fiduciary is equitable relief available under § 502(a)(3).

Circuit 4Circuit 6

Monetary make-whole relief against an ERISA fiduciary is legal, not equitable, and is unavailable under § 502(a)(3).

Conflict Summary

The Fifth Circuit continues to follow Gearlds and Amara, allowing beneficiaries or co-fiduciaries to obtain monetary surcharge against an ERISA fiduciary as equitable relief under § 502(a)(3). The Fourth Circuit (Rose v. PSA Airlines, 2023) and Sixth Circuit (Aldridge v. Regions Bank, 2025) have rejected that view after Montanile, holding that such compensatory damages are legal, not equitable, and therefore unavailable under § 502(a)(3).

Parties & Counsel

Parties

Appellant:Aetna Life Insurance Company
Appellee:Aramark Services, Incorporated Group Health Plan et al.